Is Bank of the West Safe?
Bank of the West has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.64% | 97/100 |
| Nonperforming Loan Ratio | 0.69% | 86/100 |
| Liquidity Ratio | 37.24% | 100/100 |
| Return on Assets | 1.48% | 79/100 |
| Total Assets | $0.8B | |
How does Bank of the West compare?
With a Bank Health Score of 93/100, Bank of the West sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Bank of the West ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.64% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.69% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of the West's Bank Health Score improved by 3.0 points to 93/100. Tier 1 capital strengthened by 0.82 percentage points to 14.64%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of the West has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (79/100).