Is Bank of the Pacific Safe?
Bank of the Pacific has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.37% | 100/100 |
| Nonperforming Loan Ratio | 0.19% | 96/100 |
| Liquidity Ratio | 31.57% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $1.1B | |
How does Bank of the Pacific compare?
With a Bank Health Score of 95/100, Bank of the Pacific sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Washington, where 30 FDIC-insured banks are headquartered, Bank of the Pacific ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 16.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.19% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of the Pacific's Bank Health Score fell by 3.0 points to 95/100. Tier 1 capital was essentially flat at 16.37%. Quarter-over-quarter, the score fell by 1.0 points.
Bank of the Pacific has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).