Is Bank of New York Mellon Safe?
Bank of New York Mellon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.14% | 100/100 |
| Nonperforming Loan Ratio | 0.58% | 88/100 |
| Liquidity Ratio | 75.54% | 100/100 |
| Return on Assets | 1.23% | 69/100 |
| Total Assets | $351.8B | |
How does Bank of New York Mellon compare?
With a Bank Health Score of 93/100, Bank of New York Mellon sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Bank of New York Mellon ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 16.14% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.58% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of New York Mellon's Bank Health Score fell by 3.0 points to 93/100. Tier 1 capital strengthened by 0.35 percentage points to 16.14%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of New York Mellon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).