Is Bank of Greene County Safe?
Bank of Greene County has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.86% | 100/100 |
| Nonperforming Loan Ratio | 0.25% | 95/100 |
| Liquidity Ratio | 43.67% | 100/100 |
| Return on Assets | 1.00% | 60/100 |
| Total Assets | $2.8B | |
How does Bank of Greene County compare?
With a Bank Health Score of 95/100, Bank of Greene County sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Bank of Greene County ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 15.86% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.25% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Greene County's Bank Health Score held roughly steady at 95/100. Tier 1 capital strengthened by 0.56 percentage points to 15.86%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of Greene County has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).