Is Bank of Cadiz&Trust Co Safe?
Bank of Cadiz&Trust Co has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.89% | 100/100 |
| Nonperforming Loan Ratio | 0.33% | 93/100 |
| Liquidity Ratio | 44.14% | 100/100 |
| Return on Assets | 0.64% | 46/100 |
| Total Assets | $0.1B | |
How does Bank of Cadiz&Trust Co compare?
With a Bank Health Score of 93/100, Bank of Cadiz&Trust Co sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Bank of Cadiz&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.89% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.33% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Cadiz&Trust Co's Bank Health Score held roughly steady at 93/100. Tier 1 capital strengthened by 0.30 percentage points to 17.89%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of Cadiz&Trust Co has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).