Is Athol Savings Bank Safe?
Athol Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.55% | 100/100 |
| Nonperforming Loan Ratio | 0.10% | 98/100 |
| Liquidity Ratio | 30.36% | 100/100 |
| Return on Assets | 1.06% | 62/100 |
| Total Assets | $0.6B | |
How does Athol Savings Bank compare?
With a Bank Health Score of 96/100, Athol Savings Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Massachusetts, where 97 FDIC-insured banks are headquartered, Athol Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 16.55% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.10% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Athol Savings Bank's Bank Health Score improved by 9.0 points to 96/100. Tier 1 capital was essentially flat at 16.55%. Quarter-over-quarter, the score fell by 2.0 points.
Athol Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).