Is Ashton State Bank Safe?
Ashton State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.79% | 100/100 |
| Nonperforming Loan Ratio | 0.30% | 94/100 |
| Liquidity Ratio | 28.82% | 95/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $0.1B | |
How does Ashton State Bank compare?
With a Bank Health Score of 93/100, Ashton State Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Ashton State Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.30% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ashton State Bank's Bank Health Score improved by 29.0 points to 93/100. Tier 1 capital strengthened by 15.79 percentage points to 15.79%. Quarter-over-quarter, the score fell by 3.0 points.
Ashton State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).