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Is Armstrong Bank Safe?

Armstrong Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (45/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio14.46%96/100
Nonperforming Loan Ratio0.45%91/100
Liquidity Ratio31.65%100/100
Return on Assets0.63%45/100
Total Assets$2.4B

How does Armstrong Bank compare?

With a Bank Health Score of 90/100, Armstrong Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Armstrong Bank ranks above the state average of 64/100 (Grade C).

The bank's Tier 1 capital ratio of 14.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.45% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Armstrong Bank's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital was essentially flat at 14.46%. Quarter-over-quarter, the score rose by 1.0 points.

Armstrong Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (45/100).