Is American Heritage Bank Safe?
American Heritage Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.93% | 100/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 64.43% | 100/100 |
| Return on Assets | 0.79% | 51/100 |
| Total Assets | $1.5B | |
How does American Heritage Bank compare?
With a Bank Health Score of 95/100, American Heritage Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, American Heritage Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 23.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, American Heritage Bank's Bank Health Score held roughly steady at 95/100. Tier 1 capital strengthened by 1.13 percentage points to 23.93%. Quarter-over-quarter, the score rose by 1.0 points.
American Heritage Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).