Is 1st United Bank Safe?
1st United Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.21% | 100/100 |
| Nonperforming Loan Ratio | 0.27% | 95/100 |
| Liquidity Ratio | 48.29% | 100/100 |
| Return on Assets | 0.90% | 56/100 |
| Total Assets | $0.2B | |
How does 1st United Bank compare?
With a Bank Health Score of 94/100, 1st United Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, 1st United Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 17.21% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.27% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, 1st United Bank's Bank Health Score fell by 1.0 points to 94/100. Tier 1 capital strengthened by 1.28 percentage points to 17.21%.
1st United Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).