How Big Is Walters Bank&Trust Co?
Walters Bank&Trust Co holds $66M in total assets and $53M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,616th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Walters Bank&Trust Co's latest FDIC call report (cert #14260); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Walters Bank&Trust Co?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Walters Bank&Trust Co Size at a Glance
- Total assets
- $66M
- Total deposits
- $53M
- Domestic deposits
- $53M
- Size class
- small bank
- Rank by assets
- #3,616 of 3,960
- Headquarters
- Walters, Oklahoma
Source: FDIC Call Report data (cert #14260). Figures reflect the latest reported quarter.
With $66M in total assets, Walters Bank&Trust Co is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,616th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $53M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.45% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 50.63% | 100/100 |
| Return on Assets | 1.91% | 96/100 |
| Total Assets | $0.1B | |
How does Walters Bank&Trust Co compare?
With a Bank Health Score of 98/100, Walters Bank&Trust Co sits 18.0 points above the national average of 80/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Walters Bank&Trust Co ranks above the state average of 77/100 (Grade B).
The bank's Tier 1 capital ratio of 20.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold. Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Walters Bank&Trust Co's Bank Health Score improved by 2.0 points to 98/100. Tier 1 capital strengthened by 0.19 percentage points to 20.45%. Quarter-over-quarter, the score rose by 3.0 points.
Frequently Asked Questions
Walters Bank&Trust Co holds $66M in total assets and $53M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,616th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Walters Bank&Trust Co's latest FDIC call report (cert #14260); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Walters Bank&Trust Co ranks 3,616th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $66M in assets classify it as a small bank.
Walters Bank&Trust Co reports $66M in total assets and $53M in total deposits ($53M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Walters Bank&Trust Co earns a Bank Health Score of 98/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $66M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Walters Bank&Trust Co (FDIC certificate #14260) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Walters Bank&Trust Co
Walters Bank&Trust Co holds $66M in total assets and $53M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,616th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Walters Bank&Trust Co's latest FDIC call report (cert #14260); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.