How Big Is Pee Dee Federal Savings Bank?
Pee Dee Federal Savings Bank holds $38M in total assets and $31M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,825th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Pee Dee Federal Savings Bank's latest FDIC call report (cert #29582); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Pee Dee Federal Savings Bank?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Pee Dee Federal Savings Bank Size at a Glance
- Total assets
- $38M
- Total deposits
- $31M
- Domestic deposits
- $31M
- Size class
- small bank
- Rank by assets
- #3,825 of 3,960
- Headquarters
- Marion, South Carolina
Source: FDIC Call Report data (cert #29582). Figures reflect the latest reported quarter.
With $38M in total assets, Pee Dee Federal Savings Bank is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,825th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $31M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 39.84% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 66.64% | 100/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $0.0B | |
How does Pee Dee Federal Savings Bank compare?
With a Bank Health Score of 96/100, Pee Dee Federal Savings Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, Pee Dee Federal Savings Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 39.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pee Dee Federal Savings Bank's Bank Health Score fell by 2.0 points to 96/100. Tier 1 capital weakened by 3.18 percentage points to 39.84%.
Frequently Asked Questions
Pee Dee Federal Savings Bank holds $38M in total assets and $31M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,825th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Pee Dee Federal Savings Bank's latest FDIC call report (cert #29582); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Pee Dee Federal Savings Bank ranks 3,825th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $38M in assets classify it as a small bank.
Pee Dee Federal Savings Bank reports $38M in total assets and $31M in total deposits ($31M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Pee Dee Federal Savings Bank earns a Bank Health Score of 96/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $38M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Pee Dee Federal Savings Bank (FDIC certificate #29582) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Pee Dee Federal Savings Bank
Pee Dee Federal Savings Bank holds $38M in total assets and $31M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,825th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Pee Dee Federal Savings Bank's latest FDIC call report (cert #29582); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.