Yakima Fs&La vs Cashmere Valley Bank
Side-by-side bank health comparison using FDIC financial data
Yakima Fs&La (A) and Cashmere Valley Bank (A) are close on the BankHealth rubric. Asset bases: $2.1B versus $2.1B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Yakima Fs&La has a stronger Bank Health Score of 94/100 (A) compared to Cashmere Valley Bank at 91/100 (A), a difference of 3 points. Yakima Fs&La holds a Tier 1 capital ratio of 25.6% and an NPL ratio of 0.16%.
| Metric | Yakima Fs&La | Cashmere Valley Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 94/100 (A)* | 91/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 25.6%* | 12.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 55.0%* | 45.8% |
| Return on Assets Profitability metric (above 1% is strong) | 0.7% | 1.6%* |
| Total Assets | $2.1B | $2.1B |
| Total Deposits | $1.4B | $1.8B |
| Location | Yakima, Washington | Cashmere, Washington |
Yakima Fs&La has a stronger Bank Health Score of 94/100 (A) compared to Cashmere Valley Bank at 91/100 (A), a difference of 3 points. Yakima Fs&La holds a Tier 1 capital ratio of 25.6% and an NPL ratio of 0.16%.