Welcome State Bank vs JPMorgan Chase Bank Dearborn
Side-by-side bank health comparison using FDIC financial data
Verdict
Welcome State Bank has a stronger Bank Health Score of 100/100 (A) compared to JPMorgan Chase Bank Dearborn at 100/100 (A), a difference of 0 points. Welcome State Bank holds a Tier 1 capital ratio of 18.84% and an NPL ratio of 0.02%.
| Metric | Welcome State Bank | JPMorgan Chase Bank Dearborn |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.8% | 507.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 30.2% | 97.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.8% | 5.6%* |
| Total Assets | $40M | $67M |
| Total Deposits | $34M | $500K |
| Location | Welcome, Minnesota | Dearborn, Michigan |
Welcome State Bank has a stronger Bank Health Score of 100/100 (A) compared to JPMorgan Chase Bank Dearborn at 100/100 (A), a difference of 0 points. Welcome State Bank holds a Tier 1 capital ratio of 18.84% and an NPL ratio of 0.02%.