U S Bank Trust Co NA vs Clackamas County Bank
Side-by-side bank health comparison using FDIC financial data
U S Bank Trust Co NA (A) and Clackamas County Bank (A) are close on the BankHealth rubric. Asset bases: $2.2B versus $299M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
U S Bank Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Clackamas County Bank at 94/100 (A), a difference of 6 points. U S Bank Trust Co NA holds a Tier 1 capital ratio of 89.2% and an NPL ratio of 0.00%.
| Metric | U S Bank Trust Co NA | Clackamas County Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 89.2%* | 21.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 66.1%* | 45.4% |
| Return on Assets Profitability metric (above 1% is strong) | 27.2%* | 0.6% |
| Total Assets | $2.2B | $299M |
| Total Deposits | $0 | $231M |
| Location | Portland, Oregon | Sandy, Oregon |
U S Bank Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Clackamas County Bank at 94/100 (A), a difference of 6 points. U S Bank Trust Co NA holds a Tier 1 capital ratio of 89.2% and an NPL ratio of 0.00%.