Territorial Savings Bank vs First Hawaiian Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Territorial Savings Bank has a stronger Bank Health Score of 91/100 (A) compared to First Hawaiian Bank at 89/100 (A), a difference of 2 points. Territorial Savings Bank holds a Tier 1 capital ratio of 26.55% and an NPL ratio of 0.09%.
| Metric | Territorial Savings Bank | First Hawaiian Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 89/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 26.5%* | 12.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 35.5%* | 29.6% |
| Return on Assets Profitability metric (above 1% is strong) | -0.0% | 1.3%* |
| Total Assets | $2.2B | $24.0B |
| Total Deposits | $1.6B | $20.3B |
| Location | Honolulu, Hawaii | Honolulu, Hawaii |
Territorial Savings Bank has a stronger Bank Health Score of 91/100 (A) compared to First Hawaiian Bank at 89/100 (A), a difference of 2 points. Territorial Savings Bank holds a Tier 1 capital ratio of 26.55% and an NPL ratio of 0.09%.