Sutton Bank vs Bank of Magnolia Co
Side-by-side bank health comparison using FDIC financial data
Verdict
Sutton Bank has a stronger Bank Health Score of 99/100 (A) compared to Bank of Magnolia Co at 98/100 (A), a difference of 1 points. Sutton Bank holds a Tier 1 capital ratio of 30.22% and an NPL ratio of 0.13%.
| Metric | Sutton Bank | Bank of Magnolia Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 30.2%* | 22.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 77.3%* | 33.9% |
| Return on Assets Profitability metric (above 1% is strong) | 4.4%* | 1.6% |
| Total Assets | $2.2B | $98M |
| Total Deposits | $2.0B | $86M |
| Location | Attica, Ohio | Magnolia, Ohio |
Sutton Bank has a stronger Bank Health Score of 99/100 (A) compared to Bank of Magnolia Co at 98/100 (A), a difference of 1 points. Sutton Bank holds a Tier 1 capital ratio of 30.22% and an NPL ratio of 0.13%.