Skowhegan Savings Bank vs Katahdin Trust Co
Side-by-side bank health comparison using FDIC financial data
Skowhegan Savings Bank (A) and Katahdin Trust Co (A) are close on the BankHealth rubric. Asset bases: $881M versus $1.0B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Skowhegan Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Katahdin Trust Co at 81/100 (A), a difference of 12 points. Skowhegan Savings Bank holds a Tier 1 capital ratio of 20.20% and an NPL ratio of 0.27%.
| Metric | Skowhegan Savings Bank | Katahdin Trust Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 81/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 20.2%* | 14.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 28.2%* | 16.0% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 1.1% |
| Total Assets | $881M | $1.0B |
| Total Deposits | $709M | $862M |
| Location | Skowhegan, Maine | Patten, Maine |
Skowhegan Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Katahdin Trust Co at 81/100 (A), a difference of 12 points. Skowhegan Savings Bank holds a Tier 1 capital ratio of 20.20% and an NPL ratio of 0.27%.