Sewickley Savings Bank vs Jim Thorpe Neighborhood Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Sewickley Savings Bank has a stronger Bank Health Score of 96/100 (A) compared to Jim Thorpe Neighborhood Bank at 95/100 (A), a difference of 1 points. Sewickley Savings Bank holds a Tier 1 capital ratio of 59.08% and an NPL ratio of 0.00%.
| Metric | Sewickley Savings Bank | Jim Thorpe Neighborhood Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 59.1%* | 18.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 75.3%* | 43.2% |
| Return on Assets Profitability metric (above 1% is strong) | 1.0%* | 0.8% |
| Total Assets | $281M | $241M |
| Total Deposits | $210M | $222M |
| Location | Sewickley, Pennsylvania | Jim Thorpe, Pennsylvania |
Sewickley Savings Bank has a stronger Bank Health Score of 96/100 (A) compared to Jim Thorpe Neighborhood Bank at 95/100 (A), a difference of 1 points. Sewickley Savings Bank holds a Tier 1 capital ratio of 59.08% and an NPL ratio of 0.00%.