Security State Bank of Oklee vs First Security Bank-Hendrick
Side-by-side bank health comparison using FDIC financial data
Security State Bank of Oklee (A) and First Security Bank-Hendrick (A) are close on the BankHealth rubric. Asset bases: $44M versus $41M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Security State Bank of Oklee has a stronger Bank Health Score of 99/100 (A) compared to First Security Bank-Hendrick at 99/100 (A), a difference of 0 points. Security State Bank of Oklee holds a Tier 1 capital ratio of 42.35% and an NPL ratio of 0.00%.
| Metric | Security State Bank of Oklee | First Security Bank-Hendrick |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 42.4%* | 27.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 56.6%* | 55.1% |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 1.7% |
| Total Assets | $44M | $41M |
| Total Deposits | $37M | $37M |
| Location | Oklee, Minnesota | Hendricks, Minnesota |
Security State Bank of Oklee has a stronger Bank Health Score of 99/100 (A) compared to First Security Bank-Hendrick at 99/100 (A), a difference of 0 points. Security State Bank of Oklee holds a Tier 1 capital ratio of 42.35% and an NPL ratio of 0.00%.