Security State Bank of Oklee vs Ameriprise Bank FSB
Side-by-side bank health comparison using FDIC financial data
Security State Bank of Oklee (A) and Ameriprise Bank FSB (A) are close on the BankHealth rubric. Asset bases: $44M versus $22.7B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Security State Bank of Oklee has a stronger Bank Health Score of 99/100 (A) compared to Ameriprise Bank FSB at 99/100 (A), a difference of 0 points. Security State Bank of Oklee holds a Tier 1 capital ratio of 42.35% and an NPL ratio of 0.00%.
| Metric | Security State Bank of Oklee | Ameriprise Bank FSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 42.4%* | 34.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 56.6% | 93.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7% | 4.2%* |
| Total Assets | $44M | $22.7B |
| Total Deposits | $37M | $21.5B |
| Location | Oklee, Minnesota | Minneapolis, Minnesota |
Security State Bank of Oklee has a stronger Bank Health Score of 99/100 (A) compared to Ameriprise Bank FSB at 99/100 (A), a difference of 0 points. Security State Bank of Oklee holds a Tier 1 capital ratio of 42.35% and an NPL ratio of 0.00%.