Piggott State Bank vs Malvern National Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Piggott State Bank has a stronger Bank Health Score of 95/100 (A) compared to Malvern National Bank at 92/100 (A), a difference of 3 points. Piggott State Bank holds a Tier 1 capital ratio of 15.37% and an NPL ratio of 0.16%.
| Metric | Piggott State Bank | Malvern National Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.4%* | 14.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 35.7% | 38.9%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.0%* | 0.7% |
| Total Assets | $129M | $639M |
| Total Deposits | $115M | $546M |
| Location | Piggott, Arkansas | Malvern, Arkansas |
Piggott State Bank has a stronger Bank Health Score of 95/100 (A) compared to Malvern National Bank at 92/100 (A), a difference of 3 points. Piggott State Bank holds a Tier 1 capital ratio of 15.37% and an NPL ratio of 0.16%.