Pee Dee Federal Savings Bank vs Optus Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Pee Dee Federal Savings Bank has a stronger Bank Health Score of 96/100 (A) compared to Optus Bank at 96/100 (A), a difference of 0 points. Pee Dee Federal Savings Bank holds a Tier 1 capital ratio of 39.84% and an NPL ratio of 0.00%.
| Metric | Pee Dee Federal Savings Bank | Optus Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A) | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 39.8%* | 17.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.4% |
| Liquidity Ratio Cash and liquid assets vs obligations | 66.6%* | 30.2% |
| Return on Assets Profitability metric (above 1% is strong) | 1.0% | 1.6%* |
| Total Assets | $38M | $592M |
| Total Deposits | $31M | $463M |
| Location | Marion, South Carolina | Columbia, South Carolina |
Pee Dee Federal Savings Bank has a stronger Bank Health Score of 96/100 (A) compared to Optus Bank at 96/100 (A), a difference of 0 points. Pee Dee Federal Savings Bank holds a Tier 1 capital ratio of 39.84% and an NPL ratio of 0.00%.