Mt Mckinley Bank vs Northrim Bank
Side-by-side bank health comparison using FDIC financial data
Mt Mckinley Bank (A) and Northrim Bank (B) are close on the BankHealth rubric. Asset bases: $637M versus $2.8B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Mt Mckinley Bank has a stronger Bank Health Score of 83/100 (A) compared to Northrim Bank at 79/100 (B), a difference of 4 points. Mt Mckinley Bank holds a Tier 1 capital ratio of 17.2% and an NPL ratio of 1.99%.
| Metric | Mt Mckinley Bank | Northrim Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 83/100 (A)* | 79/100 (B) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.2%* | 10.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 2.0% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 53.4%* | 24.1% |
| Return on Assets Profitability metric (above 1% is strong) | 0.6% | 1.7%* |
| Total Assets | $637M | $2.8B |
| Total Deposits | $535M | $2.5B |
| Location | Fairbanks, Alaska | Anchorage, Alaska |
Mt Mckinley Bank has a stronger Bank Health Score of 83/100 (A) compared to Northrim Bank at 79/100 (B), a difference of 4 points. Mt Mckinley Bank holds a Tier 1 capital ratio of 17.2% and an NPL ratio of 1.99%.