Mcgehee Bank vs Farmers Bank
Side-by-side bank health comparison using FDIC financial data
Mcgehee Bank (A) and Farmers Bank (A) are close on the BankHealth rubric. Asset bases: $161M versus $284M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Reviewed by BankHealthData Editorial Team · Updated
Verdict
Mcgehee Bank has a stronger Bank Health Score of 98/100 (A) compared to Farmers Bank at 97/100 (A), a difference of 1 points. Mcgehee Bank holds a Tier 1 capital ratio of 17.8% and an NPL ratio of 0.00%.
| Metric | Mcgehee Bank | Farmers Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.8%* | 15.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 28.2% | 30.7%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 1.8% |
| Total Assets | $161M | $284M |
| Total Deposits | $127M | $248M |
| Location | Mcgehee, Arkansas | Greenwood, Arkansas |
Mcgehee Bank has a stronger Bank Health Score of 98/100 (A) compared to Farmers Bank at 97/100 (A), a difference of 1 points. Mcgehee Bank holds a Tier 1 capital ratio of 17.8% and an NPL ratio of 0.00%.