Manhattan Bank vs Independence Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Manhattan Bank has a stronger Bank Health Score of 96/100 (A) compared to Independence Bank at 90/100 (A), a difference of 6 points. Manhattan Bank holds a Tier 1 capital ratio of 14.92% and an NPL ratio of 0.04%.
| Metric | Manhattan Bank | Independence Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.9%* | 14.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 32.1%* | 22.5% |
| Return on Assets Profitability metric (above 1% is strong) | 1.0% | 1.8%* |
| Total Assets | $259M | $1.2B |
| Total Deposits | $227M | $1.1B |
| Location | Manhattan, Montana | Havre, Montana |
Manhattan Bank has a stronger Bank Health Score of 96/100 (A) compared to Independence Bank at 90/100 (A), a difference of 6 points. Manhattan Bank holds a Tier 1 capital ratio of 14.92% and an NPL ratio of 0.04%.