Macatawa Bank vs Plante Moran Trust NA
Side-by-side bank health comparison using FDIC financial data
Macatawa Bank (A) and Plante Moran Trust NA (A) are close on the BankHealth rubric. Asset bases: $2.7B versus $17M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Macatawa Bank has a stronger Bank Health Score of 100/100 (A) compared to Plante Moran Trust NA at 100/100 (A), a difference of 0 points. Macatawa Bank holds a Tier 1 capital ratio of 18.0% and an NPL ratio of 0.01%.
| Metric | Macatawa Bank | Plante Moran Trust NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.0% | 86.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 45.0% | 85.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.9% | 19.3%* |
| Total Assets | $2.7B | $17M |
| Total Deposits | $2.3B | $0 |
| Location | Holland, Michigan | Southfield, Michigan |
Macatawa Bank has a stronger Bank Health Score of 100/100 (A) compared to Plante Moran Trust NA at 100/100 (A), a difference of 0 points. Macatawa Bank holds a Tier 1 capital ratio of 18.0% and an NPL ratio of 0.01%.