Lake Region Bank vs First Security Bank-Hendrick
Side-by-side bank health comparison using FDIC financial data
Verdict
Lake Region Bank has a stronger Bank Health Score of 99/100 (A) compared to First Security Bank-Hendrick at 99/100 (A), a difference of 0 points. Lake Region Bank holds a Tier 1 capital ratio of 23.38% and an NPL ratio of 0.04%.
| Metric | Lake Region Bank | First Security Bank-Hendrick |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 23.4% | 27.7%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 56.7%* | 55.1% |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 1.7% |
| Total Assets | $137M | $41M |
| Total Deposits | $126M | $37M |
| Location | New London, Minnesota | Hendricks, Minnesota |
Lake Region Bank has a stronger Bank Health Score of 99/100 (A) compared to First Security Bank-Hendrick at 99/100 (A), a difference of 0 points. Lake Region Bank holds a Tier 1 capital ratio of 23.38% and an NPL ratio of 0.04%.