Katahdin Trust Co vs Kennebec Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Katahdin Trust Co has a stronger Bank Health Score of 81/100 (A) compared to Kennebec Savings Bank at 78/100 (B), a difference of 3 points. Katahdin Trust Co holds a Tier 1 capital ratio of 14.86% and an NPL ratio of 0.19%.
| Metric | Katahdin Trust Co | Kennebec Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 81/100 (A)* | 78/100 (B) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.9% | 17.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 16.0%* | 14.2% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 0.9% |
| Total Assets | $1.0B | $1.7B |
| Total Deposits | $862M | $1.3B |
| Location | Patten, Maine | Augusta, Maine |
Katahdin Trust Co has a stronger Bank Health Score of 81/100 (A) compared to Kennebec Savings Bank at 78/100 (B), a difference of 3 points. Katahdin Trust Co holds a Tier 1 capital ratio of 14.86% and an NPL ratio of 0.19%.