Haviland State Bank vs First Kansas Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Haviland State Bank has a stronger Bank Health Score of 99/100 (A) compared to First Kansas Bank at 99/100 (A), a difference of 0 points. Haviland State Bank holds a Tier 1 capital ratio of 19.93% and an NPL ratio of 0.00%.
| Metric | Haviland State Bank | First Kansas Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.9%* | 18.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 32.8% | 50.9%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 1.6% |
| Total Assets | $49M | $264M |
| Total Deposits | $38M | $243M |
| Location | Haviland, Kansas | Hoisington, Kansas |
Haviland State Bank has a stronger Bank Health Score of 99/100 (A) compared to First Kansas Bank at 99/100 (A), a difference of 0 points. Haviland State Bank holds a Tier 1 capital ratio of 19.93% and an NPL ratio of 0.00%.