Hart County Bank&Trust Co vs Salyersville National Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Hart County Bank&Trust Co has a stronger Bank Health Score of 99/100 (A) compared to Salyersville National Bank at 98/100 (A), a difference of 1 points. Hart County Bank&Trust Co holds a Tier 1 capital ratio of 38.42% and an NPL ratio of 0.00%.
| Metric | Hart County Bank&Trust Co | Salyersville National Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 38.4%* | 25.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 29.4% | 41.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.0%* | 1.7% |
| Total Assets | $26M | $141M |
| Total Deposits | $18M | $108M |
| Location | Munfordville, Kentucky | Salyersville, Kentucky |
Hart County Bank&Trust Co has a stronger Bank Health Score of 99/100 (A) compared to Salyersville National Bank at 98/100 (A), a difference of 1 points. Hart County Bank&Trust Co holds a Tier 1 capital ratio of 38.42% and an NPL ratio of 0.00%.