Grundy Bank vs Peoples State Bank of Colfax
Side-by-side bank health comparison using FDIC financial data
Verdict
Grundy Bank has a stronger Bank Health Score of 99/100 (A) compared to Peoples State Bank of Colfax at 98/100 (A), a difference of 1 points. Grundy Bank holds a Tier 1 capital ratio of 18.74% and an NPL ratio of 0.10%.
| Metric | Grundy Bank | Peoples State Bank of Colfax |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.7% | 22.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 30.1% | 51.0%* |
| Return on Assets Profitability metric (above 1% is strong) | 3.1%* | 1.5% |
| Total Assets | $354M | $44M |
| Total Deposits | $309M | $38M |
| Location | Morris, Illinois | Colfax, Illinois |
Grundy Bank has a stronger Bank Health Score of 99/100 (A) compared to Peoples State Bank of Colfax at 98/100 (A), a difference of 1 points. Grundy Bank holds a Tier 1 capital ratio of 18.74% and an NPL ratio of 0.10%.