First Security Bank West vs Mcintosh County Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
First Security Bank West has a stronger Bank Health Score of 100/100 (A) compared to Mcintosh County Bank at 98/100 (A), a difference of 2 points. First Security Bank West holds a Tier 1 capital ratio of 28.66% and an NPL ratio of 0.03%.
| Metric | First Security Bank West | Mcintosh County Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 28.7%* | 15.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 59.6%* | 35.7% |
| Return on Assets Profitability metric (above 1% is strong) | 2.2%* | 1.6% |
| Total Assets | $68M | $120M |
| Total Deposits | $62M | $100M |
| Location | Beulah, North Dakota | Ashley, North Dakota |
First Security Bank West has a stronger Bank Health Score of 100/100 (A) compared to Mcintosh County Bank at 98/100 (A), a difference of 2 points. First Security Bank West holds a Tier 1 capital ratio of 28.66% and an NPL ratio of 0.03%.