First Nb in Okeene vs First State Bank in Temple
Side-by-side bank health comparison using FDIC financial data
First Nb in Okeene (A) and First State Bank in Temple (A) are close on the BankHealth rubric. Asset bases: $81M versus $26M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
First Nb in Okeene has a stronger Bank Health Score of 98/100 (A) compared to First State Bank in Temple at 98/100 (A), a difference of 0 points. First Nb in Okeene holds a Tier 1 capital ratio of 28.4% and an NPL ratio of 0.00%.
| Metric | First Nb in Okeene | First State Bank in Temple |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A) | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 28.4%* | 20.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 51.4% | 70.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.5%* | 1.4% |
| Total Assets | $81M | $26M |
| Total Deposits | $61M | $22M |
| Location | Okeene, Oklahoma | Temple, Oklahoma |
First Nb in Okeene has a stronger Bank Health Score of 98/100 (A) compared to First State Bank in Temple at 98/100 (A), a difference of 0 points. First Nb in Okeene holds a Tier 1 capital ratio of 28.4% and an NPL ratio of 0.00%.