First Fs&la of Mcminnville vs Pioneer Trust Bank NA
Side-by-side bank health comparison using FDIC financial data
Verdict
First Fs&la of Mcminnville has a stronger Bank Health Score of 93/100 (A) compared to Pioneer Trust Bank NA at 86/100 (A), a difference of 7 points. First Fs&la of Mcminnville holds a Tier 1 capital ratio of 20.29% and an NPL ratio of 0.00%.
| Metric | First Fs&la of Mcminnville | Pioneer Trust Bank NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 86/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 20.3%* | 15.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 32.5%* | 18.3% |
| Return on Assets Profitability metric (above 1% is strong) | 0.2% | 2.9%* |
| Total Assets | $641M | $668M |
| Total Deposits | $558M | $570M |
| Location | Mcminnville, Oregon | Salem, Oregon |
First Fs&la of Mcminnville has a stronger Bank Health Score of 93/100 (A) compared to Pioneer Trust Bank NA at 86/100 (A), a difference of 7 points. First Fs&la of Mcminnville holds a Tier 1 capital ratio of 20.29% and an NPL ratio of 0.00%.