Fayette Cnty Nb Fayetteville vs West Union Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Fayette Cnty Nb Fayetteville has a stronger Bank Health Score of 94/100 (A) compared to West Union Bank at 92/100 (A), a difference of 2 points. Fayette Cnty Nb Fayetteville holds a Tier 1 capital ratio of 22.45% and an NPL ratio of 0.17%.
| Metric | Fayette Cnty Nb Fayetteville | West Union Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 94/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 22.4%* | 14.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 49.3%* | 46.5% |
| Return on Assets Profitability metric (above 1% is strong) | 0.8%* | 0.6% |
| Total Assets | $144M | $260M |
| Total Deposits | $132M | $232M |
| Location | Fayetteville, West Virginia | West Union, West Virginia |
Fayette Cnty Nb Fayetteville has a stronger Bank Health Score of 94/100 (A) compared to West Union Bank at 92/100 (A), a difference of 2 points. Fayette Cnty Nb Fayetteville holds a Tier 1 capital ratio of 22.45% and an NPL ratio of 0.17%.