Farmers&Merchants Stb Bloomf vs Commercial Banking Co
Side-by-side bank health comparison using FDIC financial data
Verdict
Farmers&Merchants Stb Bloomf has a stronger Bank Health Score of 100/100 (A) compared to Commercial Banking Co at 100/100 (A), a difference of 0 points. Farmers&Merchants Stb Bloomf holds a Tier 1 capital ratio of 21.33% and an NPL ratio of 0.04%.
| Metric | Farmers&Merchants Stb Bloomf | Commercial Banking Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 21.3%* | 18.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 31.4%* | 30.4% |
| Return on Assets Profitability metric (above 1% is strong) | 1.9% | 2.1%* |
| Total Assets | $205M | $355M |
| Total Deposits | $175M | $317M |
| Location | Bloomfield, Nebraska | Valdosta, Georgia |
Farmers&Merchants Stb Bloomf has a stronger Bank Health Score of 100/100 (A) compared to Commercial Banking Co at 100/100 (A), a difference of 0 points. Farmers&Merchants Stb Bloomf holds a Tier 1 capital ratio of 21.33% and an NPL ratio of 0.04%.