Denali State Bank vs Northrim Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Northrim Bank at 79/100 (B), a difference of 12 points. Denali State Bank holds a Tier 1 capital ratio of 15.87% and an NPL ratio of 0.84%.
| Metric | Denali State Bank | Northrim Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 79/100 (B) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.9%* | 10.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.8% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 26.7%* | 24.1% |
| Return on Assets Profitability metric (above 1% is strong) | 1.9%* | 1.7% |
| Total Assets | $501M | $2.8B |
| Total Deposits | $436M | $2.5B |
| Location | Fairbanks, Alaska | Anchorage, Alaska |
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Northrim Bank at 79/100 (B), a difference of 12 points. Denali State Bank holds a Tier 1 capital ratio of 15.87% and an NPL ratio of 0.84%.