Denali State Bank vs Mt Mckinley Bank
Side-by-side bank health comparison using FDIC financial data
Denali State Bank and Mt Mckinley Bank are meaningfully apart on the BankHealth rubric: Denali State Bank grades A, Mt Mckinley Bank grades D. Size-wise, Denali State Bank holds $501M in assets versus $637M at Mt Mckinley Bank.
Denali State Bank comes out ahead on the composite score. For depositors comparing banks, the spread is large enough to be informative — though for amounts below FDIC insurance limits, both banks are operationally similar from a safety-of-deposits perspective.
Verdict
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Mt Mckinley Bank at 48/100 (D), a difference of 43 points. Denali State Bank holds a Tier 1 capital ratio of 15.87% and an NPL ratio of 0.84%.
| Metric | Denali State Bank | Mt Mckinley Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 48/100 (D) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.9%* | 0.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.8%* | 2.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 26.7% | 53.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.9%* | 0.6% |
| Total Assets | $501M | $637M |
| Total Deposits | $436M | $535M |
| Location | Fairbanks, Alaska | Fairbanks, Alaska |
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Mt Mckinley Bank at 48/100 (D), a difference of 43 points. Denali State Bank holds a Tier 1 capital ratio of 15.87% and an NPL ratio of 0.84%.