Denali State Bank vs Mt Mckinley Bank
Side-by-side bank health comparison using FDIC financial data
Denali State Bank (A) and Mt Mckinley Bank (A) are close on the BankHealth rubric. Asset bases: $501M versus $637M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Mt Mckinley Bank at 83/100 (A), a difference of 8 points. Denali State Bank holds a Tier 1 capital ratio of 15.9% and an NPL ratio of 0.84%.
| Metric | Denali State Bank | Mt Mckinley Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 83/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.9% | 17.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.8%* | 2.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 26.7% | 53.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.9%* | 0.6% |
| Total Assets | $501M | $637M |
| Total Deposits | $436M | $535M |
| Location | Fairbanks, Alaska | Fairbanks, Alaska |
Denali State Bank has a stronger Bank Health Score of 91/100 (A) compared to Mt Mckinley Bank at 83/100 (A), a difference of 8 points. Denali State Bank holds a Tier 1 capital ratio of 15.9% and an NPL ratio of 0.84%.