Community Bank of Easton vs Summit Bank
Side-by-side bank health comparison using FDIC financial data
Community Bank of Easton (A) and Summit Bank (A) are close on the BankHealth rubric. Asset bases: $39M versus $296M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Community Bank of Easton has a stronger Bank Health Score of 100/100 (A) compared to Summit Bank at 100/100 (A), a difference of 0 points. Community Bank of Easton holds a Tier 1 capital ratio of 25.9% and an NPL ratio of 0.00%.
| Metric | Community Bank of Easton | Summit Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 25.9%* | 21.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 51.0%* | 31.0% |
| Return on Assets Profitability metric (above 1% is strong) | 3.8%* | 2.2% |
| Total Assets | $39M | $296M |
| Total Deposits | $29M | $241M |
| Location | Easton, Illinois | Oakland, California |
Community Bank of Easton has a stronger Bank Health Score of 100/100 (A) compared to Summit Bank at 100/100 (A), a difference of 0 points. Community Bank of Easton holds a Tier 1 capital ratio of 25.9% and an NPL ratio of 0.00%.