Citicorp Trust Delaware NA vs Wells Fargo de Tr Co NA
Side-by-side bank health comparison using FDIC financial data
Citicorp Trust Delaware NA (A) and Wells Fargo de Tr Co NA (A) are close on the BankHealth rubric. Asset bases: $25M versus $242M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Citicorp Trust Delaware NA has a stronger Bank Health Score of 100/100 (A) compared to Wells Fargo de Tr Co NA at 100/100 (A), a difference of 0 points. Citicorp Trust Delaware NA holds a Tier 1 capital ratio of 92.9% and an NPL ratio of 0.00%.
| Metric | Citicorp Trust Delaware NA | Wells Fargo de Tr Co NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 92.9% | 100.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 98.7%* | 97.3% |
| Return on Assets Profitability metric (above 1% is strong) | 11.7%* | 6.8% |
| Total Assets | $25M | $242M |
| Total Deposits | $0 | $0 |
| Location | New Castle, Delaware | Wilmington, Delaware |
Citicorp Trust Delaware NA has a stronger Bank Health Score of 100/100 (A) compared to Wells Fargo de Tr Co NA at 100/100 (A), a difference of 0 points. Citicorp Trust Delaware NA holds a Tier 1 capital ratio of 92.9% and an NPL ratio of 0.00%.