Chain Bridge Bank NA vs Farmers&Merchants Bk Craig C
Side-by-side bank health comparison using FDIC financial data
Chain Bridge Bank NA (A) and Farmers&Merchants Bk Craig C (A) are close on the BankHealth rubric. Asset bases: $1.4B versus $89M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Chain Bridge Bank NA has a stronger Bank Health Score of 100/100 (A) compared to Farmers&Merchants Bk Craig C at 96/100 (A), a difference of 4 points. Chain Bridge Bank NA holds a Tier 1 capital ratio of 28.8% and an NPL ratio of 0.00%.
| Metric | Chain Bridge Bank NA | Farmers&Merchants Bk Craig C |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 28.8%* | 16.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 77.1%* | 42.3% |
| Return on Assets Profitability metric (above 1% is strong) | 2.0%* | 1.2% |
| Total Assets | $1.4B | $89M |
| Total Deposits | $1.3B | $74M |
| Location | Mclean, Virginia | New Castle, Virginia |
Chain Bridge Bank NA has a stronger Bank Health Score of 100/100 (A) compared to Farmers&Merchants Bk Craig C at 96/100 (A), a difference of 4 points. Chain Bridge Bank NA holds a Tier 1 capital ratio of 28.8% and an NPL ratio of 0.00%.