Cetera Trust Co NA vs Security State Bank of Oklee
Side-by-side bank health comparison using FDIC financial data
Cetera Trust Co NA (A) and Security State Bank of Oklee (A) are close on the BankHealth rubric. Asset bases: $17M versus $44M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Cetera Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Security State Bank of Oklee at 99/100 (A), a difference of 1 points. Cetera Trust Co NA holds a Tier 1 capital ratio of 87.6% and an NPL ratio of 0.00%.
| Metric | Cetera Trust Co NA | Security State Bank of Oklee |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 87.6%* | 42.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 74.9%* | 56.6% |
| Return on Assets Profitability metric (above 1% is strong) | 4.2%* | 1.7% |
| Total Assets | $17M | $44M |
| Total Deposits | $0 | $37M |
| Location | St. Paul, Minnesota | Oklee, Minnesota |
Cetera Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Security State Bank of Oklee at 99/100 (A), a difference of 1 points. Cetera Trust Co NA holds a Tier 1 capital ratio of 87.6% and an NPL ratio of 0.00%.