Camden National Bank vs Kennebec Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Camden National Bank has a stronger Bank Health Score of 81/100 (A) compared to Kennebec Savings Bank at 78/100 (B), a difference of 3 points. Camden National Bank holds a Tier 1 capital ratio of 12.89% and an NPL ratio of 0.19%.
| Metric | Camden National Bank | Kennebec Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 81/100 (A)* | 78/100 (B) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 12.9% | 17.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 21.3%* | 14.2% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 0.9% |
| Total Assets | $5.7B | $1.7B |
| Total Deposits | $4.5B | $1.3B |
| Location | Camden, Maine | Augusta, Maine |
Camden National Bank has a stronger Bank Health Score of 81/100 (A) compared to Kennebec Savings Bank at 78/100 (B), a difference of 3 points. Camden National Bank holds a Tier 1 capital ratio of 12.89% and an NPL ratio of 0.19%.