Bryant Bank vs Peoples Independent Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bryant Bank has a stronger Bank Health Score of 100/100 (A) compared to Peoples Independent Bank at 97/100 (A), a difference of 3 points. Bryant Bank holds a Tier 1 capital ratio of 18.33% and an NPL ratio of 0.07%.
| Metric | Bryant Bank | Peoples Independent Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.3%* | 14.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 44.0% | 51.5%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.1%* | 2.0% |
| Total Assets | $2.5B | $447M |
| Total Deposits | $2.0B | $397M |
| Location | Tuscaloosa, Alabama | Boaz, Alabama |
Bryant Bank has a stronger Bank Health Score of 100/100 (A) compared to Peoples Independent Bank at 97/100 (A), a difference of 3 points. Bryant Bank holds a Tier 1 capital ratio of 18.33% and an NPL ratio of 0.07%.