Bank of the Pacific vs Cashmere Valley Bank
Side-by-side bank health comparison using FDIC financial data
Bank of the Pacific (A) and Cashmere Valley Bank (A) are close on the BankHealth rubric. Asset bases: $1.1B versus $2.1B.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Bank of the Pacific has a stronger Bank Health Score of 95/100 (A) compared to Cashmere Valley Bank at 91/100 (A), a difference of 4 points. Bank of the Pacific holds a Tier 1 capital ratio of 16.4% and an NPL ratio of 0.19%.
| Metric | Bank of the Pacific | Cashmere Valley Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 91/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 16.4%* | 12.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 31.6% | 45.8%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.2% | 1.6%* |
| Total Assets | $1.1B | $2.1B |
| Total Deposits | $986M | $1.8B |
| Location | Aberdeen, Washington | Cashmere, Washington |
Bank of the Pacific has a stronger Bank Health Score of 95/100 (A) compared to Cashmere Valley Bank at 91/100 (A), a difference of 4 points. Bank of the Pacific holds a Tier 1 capital ratio of 16.4% and an NPL ratio of 0.19%.