Bank of Monroe vs Fayette Cnty Nb Fayetteville
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Monroe has a stronger Bank Health Score of 97/100 (A) compared to Fayette Cnty Nb Fayetteville at 94/100 (A), a difference of 3 points. Bank of Monroe holds a Tier 1 capital ratio of 21.32% and an NPL ratio of 0.02%.
| Metric | Bank of Monroe | Fayette Cnty Nb Fayetteville |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 21.3% | 22.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 36.1% | 49.3%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.2%* | 0.8% |
| Total Assets | $225M | $144M |
| Total Deposits | $201M | $132M |
| Location | Union, West Virginia | Fayetteville, West Virginia |
Bank of Monroe has a stronger Bank Health Score of 97/100 (A) compared to Fayette Cnty Nb Fayetteville at 94/100 (A), a difference of 3 points. Bank of Monroe holds a Tier 1 capital ratio of 21.32% and an NPL ratio of 0.02%.