Bank of Bridger NA vs Independence Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Bridger NA has a stronger Bank Health Score of 92/100 (A) compared to Independence Bank at 90/100 (A), a difference of 2 points. Bank of Bridger NA holds a Tier 1 capital ratio of 18.68% and an NPL ratio of 0.41%.
| Metric | Bank of Bridger NA | Independence Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 18.7%* | 14.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.4% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 48.1%* | 22.5% |
| Return on Assets Profitability metric (above 1% is strong) | 0.7% | 1.8%* |
| Total Assets | $743M | $1.2B |
| Total Deposits | $686M | $1.1B |
| Location | Bridger, Montana | Havre, Montana |
Bank of Bridger NA has a stronger Bank Health Score of 92/100 (A) compared to Independence Bank at 90/100 (A), a difference of 2 points. Bank of Bridger NA holds a Tier 1 capital ratio of 18.68% and an NPL ratio of 0.41%.