Bank of Bearden vs Malvern National Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to Malvern National Bank at 92/100 (A), a difference of 8 points. Bank of Bearden holds a Tier 1 capital ratio of 19.50% and an NPL ratio of 0.00%.
| Metric | Bank of Bearden | Malvern National Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.5%* | 14.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 44.6%* | 38.9% |
| Return on Assets Profitability metric (above 1% is strong) | 2.3%* | 0.7% |
| Total Assets | $69M | $639M |
| Total Deposits | $63M | $546M |
| Location | Bearden, Arkansas | Malvern, Arkansas |
Bank of Bearden has a stronger Bank Health Score of 100/100 (A) compared to Malvern National Bank at 92/100 (A), a difference of 8 points. Bank of Bearden holds a Tier 1 capital ratio of 19.50% and an NPL ratio of 0.00%.