Alamosa State Bank vs Amg National Trust Bank
Side-by-side bank health comparison using FDIC financial data
Alamosa State Bank (A) and Amg National Trust Bank (A) are close on the BankHealth rubric. Asset bases: $332M versus $660M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Alamosa State Bank has a stronger Bank Health Score of 100/100 (A) compared to Amg National Trust Bank at 100/100 (A), a difference of 0 points. Alamosa State Bank holds a Tier 1 capital ratio of 19.91% and an NPL ratio of 0.00%.
| Metric | Alamosa State Bank | Amg National Trust Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.9%* | 18.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 47.3% | 54.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.2% | 2.8%* |
| Total Assets | $332M | $660M |
| Total Deposits | $299M | $551M |
| Location | Alamosa, Colorado | Boulder, Colorado |
Alamosa State Bank has a stronger Bank Health Score of 100/100 (A) compared to Amg National Trust Bank at 100/100 (A), a difference of 0 points. Alamosa State Bank holds a Tier 1 capital ratio of 19.91% and an NPL ratio of 0.00%.